In the year 2025, the limit for a USDA loan in Richmond, which is in Ray county, MO, is set at $345,000. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to select the most suitable program for your financial needs in .
Loan Limits and Down Payment Details for 2025 in Richmond, County of Ray, MO
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Richmond, MO
Lendersa® is dedicated to securing you the ideal USDA or FHA loan promptly and with minimal hassle. Choose from three different starting points to identify matching lenders and find suitable USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them a unique option for eligible borrowers.
4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia
970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
16310 Tomball Parkway, Suite 404, Houston, TX, 77064
Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
