USDA and FHA Pro and Con in Richmond, Ray County, MO
In 2025, USDA loan limit in Richmond, county of Ray, MO is $345,000 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Richmond, county of Ray, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Richmond, MO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
546 Silicon Drive, Suite 100, Southlake, TX, 76092
Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
6425 Youree Drive, Suite 100, Shreveport, LA, 71105
"We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.
Our company was established with a mission to fulfill two goals that all great organizations have in com
7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.
6425 Youree Drive, Suite 590, Shreveport, LA, 71105
Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,
7607 Fern Avenue, Suite 1102, Shreveport, LA, 71105
We offer Competitive Interest Rates, Low Closing Costs, and Quick Turn Times. Our job is to serve you personally. Call or stop by our office today and let one of our Loan Professionals serve you. We look forward to hearing from you soon! A home loan is one of the biggest financial decisions that you will make,
ANECA Federal Credit Union has been serving the Shreveport/Bossier City area since 1939. While we do offer a variety of products and services, it is our commitment to financial well-being that makes us unlike any other financial institution. Our members are part of our family. We believe that by improving their financial lives we are helping our co
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
