USDA Vs. FHA Pro and Con comparison in Olivette, St. Louis County, MO
In 2025, the USDA loan ceiling for Olivette, located in St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family dwelling stands at $472,030.
Use the Lendersa® USDA loan calculator to examine the top USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, as well as required documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. This facilitates informed decisions about the best program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Olivette, County St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Olivette, MO
The objective of Lendersa® is to help you secure the most suitable USDA or FHA loan swiftly and easily. Choose from three starting strategies that lead you to the right lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and can also be known as a USDA rural development loan or USDA mortgage. This type of loan is intended strictly for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment, offering greater accessibility for those eligible in rural regions.
500 Redland Court, Suite 300, Owings Mills, MD, 21117
We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
"Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords.
We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
Serving the city of Rochester for over fifty years, Lexington Avenue Federal Credit Union continues to follow the initial mission of serving the working people of our area. As a not-for-profit organization, we are able to beat banks in nearly all categories of loan and savings interest rates!
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
