In 2025, the USDA loan ceiling for Olivette, located in St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family dwelling stands at $472,030.
Use the Lendersa® USDA loan calculator to examine the top USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, as well as required documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. This facilitates informed decisions about the best program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Olivette, County St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Olivette, MO
The objective of Lendersa® is to help you secure the most suitable USDA or FHA loan swiftly and easily. Choose from three starting strategies that lead you to the right lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and can also be known as a USDA rural development loan or USDA mortgage. This type of loan is intended strictly for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment, offering greater accessibility for those eligible in rural regions.
Long Beach Firemen’s Credit Union was established in 1936 when 10 firefighters pooled their money to join our credit union and become the first members. As a member owned cooperative the credit union provided a safe place to save and borrow at reasonable rates. For 37 years the credit union was located at station 1 and in the beginning was open 24
Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
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