USDA Loan Vs. FHA loan for University-City, MO 2025

In 2025, USDA loan limit in University-City, county of St. Louis, MO is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

USDA and FHA loan options in University-City, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

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(607) 257-8500 Lender's profile and map Reviews CFCU Community Credit Union 1030-1050 Craft Road, Ithaca, NY, 14850 Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
(866) 746-1011 Lender's profile and map Reviews PS Bank PA 76 Church St, Wyalusing, PA, 18853 PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
(570) 746-1011 Lender's profile and map Reviews PS Bank 76 Church Street, Wyalusing, PA, 18853 PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
(303) 814-2310 Lender's profile and map Reviews Camelot Mortgage Group 179 Grey Squirrel Way, Franktown, CO, 80116 Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that we can offer you the ideal financing solution.
(800) 776-2265 Lender's profile and map Reviews 5Star Bank 455 W Paine St, Building 1485, Colorado Springs, CO, 80914 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
(352) 500-1000 Lender's profile and map Reviews The Mortgage Firm 3669 SW 2nd Ave, Gainesville, FL, 32607 The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
(904) 903-4447 Lender's profile and map Reviews NuView Mortgage LLC 14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250 At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
904-494-6000 Lender's profile and map Reviews Future Financial LLC 315 11th Ave. North, Jacksonville Beach, FL, 32250 Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
(800) 968-6099 Lender's profile and map Reviews Gold Summit Lending PO Box 337057, Greeley, CO, 80633 Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
(877) 608-2562 Lender's profile and map Reviews Cayuga Lake National Bank 165 Cayuga Street, Union Springs, NY, 13160 Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
(315) 365-6054 Lender's profile and map Reviews Savannah Bank National Association 1565 Main Street, Savannah, NY, 13146 Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.
(970) 708-9624 Lender's profile and map Reviews Tayton Capital LLC 3449 S Nucla Way, Aurora, CO, 80013 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.