USDA VS FHA in University-City, St. Louis County, MO
In 2025, the USDA loan limit in University-City, located in St. Louis county, MO, is $0, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate top USDA and FHA rates and figure out the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting in selecting the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in University-City, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in University-City, MO
Lendersa® aims to provide the best possible USDA or FHA loans quickly and without hassle. Opt from three starting points to access matching lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and available only in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment.
5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
Cynthia's 40+ years of experience in Real Estate Finance taught her commitment, character, and dedication in building long-term client relationships. She now focuses exclusively on reverse mortgages aiming to help seniors gain financial peace of mind.Interest on a reverse mortgage is not deductible from the person’s income tax return.
We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
Fraction is introducing an innovative digital platform that enables homeowners to partner with Fraction to manage and diversify their home equity in a way that was not previously possible. Fraction's mission is to empower homeowners with socially conscious financial solutions they need to live and age well.
We are client focused. We are masterful negotiators. We are California natives that care about the preservation of families and community. We value diversity and inclusion. Contact us now for your real estate needs.vation of families and community. Marcus-Lavar Hughes founder of the California Urban Real Estate Brokerage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
20111 Stevens Creek Blvd, Suite 245, Cupertino, CA, 95014
Our priority is to provide our customers with unparalleled service through our team of mortgage professionals. We will help you explore the right financing options for your needs matched with competitive pricing. We understand these are important decisions and we are committed to making the process seamless and expeditious for you.
20111 Stevens Creek Blvd, Suite 215, Cupertino, CA, 95014
As a mortgage broker, we shop the best banks and wholesale lenders in the nation to help you find the right loan fitting your needs and at the lowest interest rates available.We pride ourselves as professional consultants in giving you the information and advice you need to choose the best loan for you
Marty Lefton is dedicated to creating and preserving wealth for clients by providing highly comprehensive and strategic financial lending solutions. He uses a holistic approach by first understanding as many of the pieces of a client’s situation as possible, and then looking at what makes the best financial sense for the client
19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
