USDA and FHA Pro and Con in Mountain-Grove, Wright County, MO

In 2025, the USDA loan cap for Mountain-Grove, situated in Wright county, MO, is $285,000. The FHA limit for a single-family residence stands at $356,362.

Consider using the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. It aids in determining the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the program best suited to your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Mountain-Grove, County of Wright, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Mountain-Grove, MO

At Lendersa®, our aim is to secure for you the most suitable USDA or FHA loan swiftly and flawlessly. Choose from three starting options that connect you with matching lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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