USDA and FHA Pro and Con in Waynesville, Pulaski County, MO

In 2025, the USDA loan limit in Waynesville, located in Pulaski, MO, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates and identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Waynesville, County of Pulaski, MO

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examine USDA and FHA Loan Opportunities in Waynesville, MO

Lendersa®'s mission is to quickly and effortlessly connect you with the best USDA or FHA loan. Choose from three different starting options to align with lenders and USDA programs.

Overview of Lendersa USDA loan requests and results

Understanding USDA Loans in MO

The USDA home loan is government-guaranteed by the U.S. Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, specifically for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, providing a distinct advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Ross Mortgage Corporation
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  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
  • eMortgage Funding LLC
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  • C2R Capital Management is a national private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes. Our direct funding platform fills the void created by traditional lending institutions, providing developers and own
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  • Amerifirst Home Loans, LLC
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  • Neider Mortgage
  • 5920 Star Lane, Houston, TX, 77057
  • Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.