USDA Vs. FHA Pro and Con comparison in Waynesville, Pulaski County, MO
In 2025, the USDA loan limit in Waynesville, located in Pulaski, MO, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates and identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Waynesville, County of Pulaski, MO
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examine USDA and FHA Loan Opportunities in Waynesville, MO
Lendersa®'s mission is to quickly and effortlessly connect you with the best USDA or FHA loan. Choose from three different starting options to align with lenders and USDA programs.
The USDA home loan is government-guaranteed by the U.S. Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, specifically for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, providing a distinct advantage for eligible borrowers.
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Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
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