USDA Vs. FHA Pro and Con comparison in Licking, Texas County, MO
In 2025, the USDA loan limit in Licking within Texas county, MO is $336,500, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you towards the best choice for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Licking, County of Texas, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Licking, MO
The objective at Lendersa® is to swiftly connect you with the best USDA or FHA loan options without hassle. Choose a starting point from three options to align with lending partners and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA loan does not require any down payment, offering significant accessibility benefits.
CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
