USDA VS FHA in Licking, Texas County, MO

In 2025, the USDA loan limit in Licking within Texas county, MO is $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you towards the best choice for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Licking, County of Texas, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Licking, MO

The objective at Lendersa® is to swiftly connect you with the best USDA or FHA loan options without hassle. Choose a starting point from three options to align with lending partners and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is backed by the government through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA loan does not require any down payment, offering significant accessibility benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



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