USDA VS FHA in Fort-Leonard-Wood, Pulaski County, MO

In 2026, the USDA loan limit for Fort-Leonard-Wood within Pulaski, MO, is $285,000, while for a single-family home, the FHA ceiling is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and establish the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in best suits your specific financial situation.

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2026 loan limits and down payment requirements in Fort-Leonard-Wood, Pulaski, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Fort-Leonard-Wood, MO

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose one of three starting points that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in MO

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fort-Leonard-Wood Lenders

  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Lends in Missouri
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • Bank of Crocker
  • 214 S. Commercial, Crocker, MO, 65452
  • Lends in Missouri
  • The Bank of Crocker recognizes e-mail as a simple method of communication and inquiries requiring immediate attention should NOT be sent by e-mail. A Bank representative may not be available to immediately review your message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice.

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Citizens Bank of the Midwest
  • 1515 Martin Springs Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.

  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • Lends in Missouri
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
    We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.