USDA Vs. FHA your options comparison in Fort-Leonard-Wood, Pulaski County, MO

In 2025, the USDA loan limit for Fort-Leonard-Wood within Pulaski, MO, is $285,000, while for a single-family home, the FHA ceiling is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and establish the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in best suits your specific financial situation.

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2025 loan limits and down payment requirements in Fort-Leonard-Wood, Pulaski, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Fort-Leonard-Wood, MO

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose one of three starting points that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in MO

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1745 Porterton Way, Cumming, GA, 30041
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  • 3840 Windermere Parkway, Suite404, Cumming, GA, 30041
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  • 2150 Manor View, Cumming, GA, 30041
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  • 410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
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  • Piedmont Mortgage Corporation
  • 2900 Piedmont Road, Atlanta, GA, 30305
  • Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.