FHA Vs. USDA loan program for Clayton, St. Louis County, Missouri

In 2025, USDA loan limit in Clayton, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Clayton, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 421-3535 366 miles Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
(402) 483-0000 366 miles Lender's profile and map Reviews US Home Mortgage Inc 5901 S 58th St A, Lincoln, NE, 68516 U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
(870) 356-2121 366 miles Lender's profile and map Reviews Diamond Bank 319 East Main Street, Murfreesboro, AR, 71958 Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
(800) 837-8111 366 miles Lender's profile and map Reviews The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(402) 786-2555 366 miles Lender's profile and map Reviews Horizon Bank Nebraska 10841 North 142nd, Waverly, NE, 68462 Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
(800) 648-8035 366 miles Lender's profile and map Reviews BlueOx Credit Union - Sterling Heights 115 Riverside Drive, Battle Creek, MI, 49015 Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
(269) 441-1400 366 miles Lender's profile and map Reviews OMNI Community Credit Union 3141 Capital Ave SW, Battle Creek, MI, 49015 OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
(918) 245-1301 366 miles Lender's profile and map Reviews Green Country FCU 202 East Morrow Road, Sand Springs, OK, 74063 Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
4027707950 366 miles Lender's profile and map Reviews Good Life Lending PO Box 5206, Lincoln, NE, 68505 Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
(402) 466-4040 366 miles Lender's profile and map Reviews First Lincoln Federal Credit Union 5730 R Street, Suite A, Lincoln, NE, 68505 First Lincoln Federal Credit Union Was Originally Chartered in 1956 It was an industrial credit union consisting of members of local #156 Amalgamated Meat Cutters & Butchers Workman of North America in Lincoln, employees of the Credit Union, and immediate family members. Willard Mook was elected treasurer and took care of operations from his home