USDA and FHA Pro and Con in Clayton, St. Louis County, MO
For 2025, in Clayton, located within St. Louis county, MO, the USDA loan limit stands at $0, whereas for a single-family residence, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best USDA vs FHA rates available today. This tool also helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option in suits your financial scenario best.
2025 loan limits and down payment requirements in Clayton, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Clayton, MO
Lendersa® is eager to secure the optimum USDA or FHA loan for you swiftly and without hassle. Choose one of the three initial approaches that align you with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture (also called USDA rural development loan or mortgage), is exclusively available in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
24001 Calle Magdalena, Suite 3950, Laguna Hills, CA, 92654
The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your
home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.
77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.
Our goal is to help you get your dream home or build up your investment portfolio.We're not just a broker company, we are mortgage experts, & we will tailor your mortgage to suit your unique situation.Are you a first time buyer? Are you looking for refinancing or buying an investment property? We can help you find a program that will fit your needs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1010 Foothill Blvd, La Canada Flintridge, CA, 91011
We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
707 Foothill Blvd, Suite 202, La Canada Flintridge, CA, 91011
BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
1033 Foothill Boulevard, La Canada Flintridge, CA, 91011
Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.
607 Foothill Blvd #494, La Canada Flintridge, CA, 91011
Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
