USDA Vs. FHA your options comparison in Potosi, Washington County, MO
For 2025, the USDA loan limit in Potosi within Washington county, MO, is set at $336,500. For a single-family home, the FHA limit reaches $472,030.
To evaluate the best rates between USDA and FHA currently available, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserve needs, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Needs in Potosi, Washington County, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Potosi, MO
The mission of Lendersa® is to swiftly and easily help you secure the best USDA or FHA loan. Start by choosing one of three paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is insured by the government via the Department of Agriculture. This type of loan is accessible only in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
Gateway Metro Federal Credit Union (GMFCU) is one of few federal credit unions in the St. Louis area. We pride ourselves on offering a wide range of financial products and services to meet our members’ needs at any stage of life. GMFCU is part of the CO-OP® network giving our members access to over 30,000 fee-less ATMs and 5,000 shared branches acr
Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
Re
Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
Division #6 Highway Credit Union has been in business since 1953 serving MoDot and Missouri State Highway Patrol employees and their families. Anyone employed by the Missouri Department of Transportation in District Six, or employed by the Missouri State Highway Patrol, Troop C, is eligible to become a member
Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
