USDA Vs. FHA Pro and Con comparison in Potosi, Washington County, MO
For 2026, the USDA loan limit in Potosi within Washington county, MO, is set at $336,500. For a single-family home, the FHA limit reaches $472,030.
To evaluate the best rates between USDA and FHA currently available, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserve needs, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial circumstances in .
2026 Loan Limits and Downpayment Needs in Potosi, Washington County, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Potosi, MO
The mission of Lendersa® is to swiftly and easily help you secure the best USDA or FHA loan. Start by choosing one of three paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is insured by the government via the Department of Agriculture. This type of loan is accessible only in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.
De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.
The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
959 North Commercial Avenue, Saint Clair, MO, 63077
Lends in Missouri
We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
