For 2025, the USDA loan limit in Potosi within Washington county, MO, is set at $336,500. For a single-family home, the FHA limit reaches $472,030.
To evaluate the best rates between USDA and FHA currently available, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserve needs, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and easily help you secure the best USDA or FHA loan. Start by choosing one of three paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is insured by the government via the Department of Agriculture. This type of loan is accessible only in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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