USDA VS FHA in Rolla, Phelps County, MO

In 2025, USDA loan limit in Rolla, county of Phelps, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rolla, county of Phelps, MO

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Rolla, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00. The bank grew from the first day of business as it was the only bank in Liberty, the county seat.
  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
  • Preferred Capital
  • 4904 Wheeling Ave, Muncie, IN, 47304
  • Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
  • Via Credit Union
  • 4505 South Adams Street, Marion, IN, 46953
  • Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
  • The Park Bank
  • 2401 South Park Street, Madison, WI, 53713
  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
  • CUSB Bank
  • 111 North Elm Street, Cresco, IA, 52136
  • Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
  • WEA Credit Union
  • 33 Nob Hill Road, Madison, WI, 53713
  • Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
  • Members First Credit Union WI
  • 3401 West Beltline Highway, Madison, WI, 53713
  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
  • Commercial Capital Bank LA
  • 311 Broadway, Delhi, LA, 71232
  • Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.