USDA and FHA Pro and Con in St.-Robert, Pulaski County, MO

In 2025, the USDA loan limit for St.-Robert, in the county of Pulaski, MO, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's premiere USDA and FHA rates. Identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in Alabama for your personal financial requirements.

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2025 Loan Limits and Down Payment Requirements in St.-Robert, Pulaski, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Programs in St.-Robert, MO

Lendersa® aims to swiftly connect you with an ideal USDA or FHA loan without complication. Choose any of the three strategies for matching lenders and discovering USDA loan programs that meet your needs.

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What Defines a USDA Loan in MO?

The USDA home loan, endorsed by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, providing a clear benefit to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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