USDA Vs. FHA Pro and Con comparison in Cuba, Crawford County, MO
In 2025, the USDA loan limit for Cuba, situated in Crawford county, MO, is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator enables you to review USDA, FHA, Conforming, and VA options side by side, ensuring you choose the best program in for your specific financial scenario.
Annual 2025 Loan Limits and Downpayment Requirements in Cuba, County of Crawford, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cuba, MO
The aim at Lendersa® is to promptly secure you the best USDA or FHA loan without complications. Choose from three initiation paths that connect you to corresponding lenders and USDA loan offerings.
A USDA home loan is government-backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans that demand a down payment of at least 3.5%, USDA mortgages require no down payment at all.
113 Old State Road, Suite 103, Ellisville, MO, 63021
Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance.
My passion is helping people just like you make educated, wise"
19 Missouri Research Park Ct, Saint Charles, MO, 63304
Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
5377 State Highway N, Suite 218, Cottleville, MO, 63304
Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
1108 North Truman Boulevard, Crystal City, MO, 63019
Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
Neighbors Credit Union (formerly St. Louis Postal Employees Credit Union) was created in a shoebox and a dream; that every postal worker deserved a helping hand to get more out of life. Today, we've opened our doors to everyone in our surrounding communities and have become one of the largest and strongest credit unions in Missouri.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
