For 2025, within Salem in Dent county, MO, the USDA loan limit is $336,500, while the FHA limit for a single-family home sits at $472,030.
Use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best one for your financial needs in .
Loan Limits and Downpayment Details for 2025 in Salem, Dent, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Salem, MO
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without delays. Choose one of three initial pathways to match with lenders and discover USDA loan programs.
The USDA home loan, often referred to as the USDA mortgage or rural development loan, is supported by the Department of Agriculture and is strictly available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
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