For 2026, within Salem in Dent county, MO, the USDA loan limit is $336,500, while the FHA limit for a single-family home sits at $472,030.
Use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best one for your financial needs in .
Loan Limits and Downpayment Details for 2026 in Salem, Dent, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Salem, MO
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without delays. Choose one of three initial pathways to match with lenders and discover USDA loan programs.
The USDA home loan, often referred to as the USDA mortgage or rural development loan, is supported by the Department of Agriculture and is strictly available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.
The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
Lends in Missouri
Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.
Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
