USDA Vs. FHA Pro and Con comparison in Marshall, Saline County, MO

In 2025, the USDA loan limit for Marshall, situated in Saline county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA vs FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in for your financial needs.

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2025 loan limits and down payment requirements in Marshall, Saline, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Marshall, MO

Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MO

USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are exclusively available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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