USDA and FHA Pro and Con in Marshall, Saline County, MO

In 2026, the USDA loan limit for Marshall, situated in Saline county, MO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA vs FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in for your financial needs.

Compare loan offers from 100 lenders

2026 loan limits and down payment requirements in Marshall, Saline, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Marshall, MO

Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MO

USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are exclusively available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marshall Lenders

  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • Lends in Missouri
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years
    variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"

  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Lends in Missouri
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.

  • Community Bank of Marshall
  • 811 W. College St, Marshall, MO, 65340
  • Lends in Missouri
  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.

  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • Lends in Missouri
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;

  • Tri-County Trust Company
  • 103 Commerce Street, Glasgow, MO, 65254
  • Lends in Missouri
  • Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe

  • Bothwell Hospital Employees Credit Union
  • 600 E 13th Street, Sedalia, MO, 65301
  • Lends in Missouri
  • Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.

  • Carroll County Trust Company of Carrollton, Missouri
  • 2 South Folger, Carrollton, MO, 64633
  • Lends in Missouri
  • Carroll County Trust Company is a small town community bank established in 1919. When the Carroll County Trust Company was formed, the banks of Carrollton were family owned entities. The original Board of Directors and founders of the Carroll County Trust Company were comprised of local farmers and businessmen.

  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Lends in Missouri
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.

  • Commercial Trust Company of Fayette
  • 119 North Main Street, Fayette, MO, 65248
  • Lends in Missouri
  • Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.