FHA Vs. USDA loan program for Owensville, Gasconade County, Missouri

In 2025, the loan limit for a USDA loan in Owensville, part of Gasconade county in MO, is set at $336,500. Comparatively, the FHA loan limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare the best rates for today's USDA and FHA loans. This tool also helps you identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting in finding the best financial program for your specific financial situation in .

Exploring USDA and FHA Loan Options in Owensville, MO

The primary aim of Lendersa® is to facilitate a hassle-free and swift process for securing the most suitable USDA or FHA loans. Begin with one of three strategies that align you with appropriate lenders and programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages allow for no upfront payment.

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(410) 804-8926 Lender's profile and map Reviews Clarksville Mortgage Corporation 5533 Adams Ridge Rd, Clarksville, MD, 21029 Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(240) 988-7995 Lender's profile and map Reviews LBG Lending Services LLC 4333 Charles Crossing Drive, White Plains, MD, 20695 LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(717) 697-3474 Lender's profile and map Reviews Americhoice Federal Credit Union 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055 AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.
(301) 731-4300 Lender's profile and map Reviews Fortis Mortgage LLC 7761 Diamondback Drive, College Park, MD, 20742 Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
(877) 423-5606 Lender's profile and map Reviews NewDay USA 8160 Maple Lawn Blvd, Fulton, MD, 20759 "NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve. Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
(301) 265-5020 Lender's profile and map Reviews Imperium Mortgage LLC 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759 Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
(443) 494-4001 Lender's profile and map Reviews Access Financial Mortgage Corp. 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759 Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(855) 504-9005 Lender's profile and map Reviews Ozona National Bank 503 11th St., Ozona, TX, 76943 On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
(301) 802-0997 Lender's profile and map Reviews Gateway Mortgage Solutions 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866 We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
(904) 757-5562 Lender's profile and map Reviews Metro North Federal Credit Union 310 Dundas Drive, Jacksonville, FL, 32226 Metro North Federal Credit Union is a member-owned financial institution whose purpose is to provide quality personalized services to our members at a competitive rate, while maintaining the Credit Union's long term financial stability. Metro North Federal Credit Union has been in operation since 1954.
(307) 745-4726 Lender's profile and map Reviews ACPE Federal Credit Union 2835 Grand Avenue, Laramie, WY, 82070 ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
(307) 721-5600 Lender's profile and map Reviews UniWyo Credit Union 2020 Grand Ave, Suite 100, Laramie, WY, 82070 At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives. UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.