FHA Vs. USDA loan program for Rock-Hill, St. Louis County, Missouri

In 2025, the USDA loan limit for Rock-Hill, within St. Louis county, MO, stands at $0, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best fit for your financial situation in .

USDA and FHA Loan Options in Rock-Hill, MO

Lendersa® strives to connect you with the best USDA or FHA loan without hassle. Choose one of three starting options that lead to matching lenders and USDA loan programs.

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Understanding USDA Loans in MO

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural locations. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA mortgage requires no down payment.

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(301) 932-4610 Lender's profile and map Reviews Colonial Mortgage Group 3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602 Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
(701) 775-3738 Lender's profile and map Reviews University Federal Credit Union 1575 17th Avenue South, Grand Forks, ND, 58201 University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
(701) 780-5733 Lender's profile and map Reviews MED PARK CREDIT UNION 1200 South Columbia Road, Grand Forks, ND, 58201 The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
(701) 772-2690 Lender's profile and map Reviews Area Community Credit Union 2800 South Washington Street, Grand Forks, ND, 58201 The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
(701) 795-3357 Lender's profile and map Reviews Alerus Financial 401 Demers Ave, Grand Forks, ND, 58201 With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
(570) 323-5188 Lender's profile and map Reviews WYROPE WILLIAMSPORT FEDERAL CREDIT UNION 1536 Riverside Drive, Williamsport, PA, 17702 Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
(570) 323-6468 Lender's profile and map Reviews Williamsport Teachers Credit union 302 Matthews Boulevard, Williamsport, PA, 17702 Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(585) 352-6890 Lender's profile and map Reviews Spencerport Federal Credit Union 2775 Spencerport Road, Spencerport, NY, 14559 The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
(717) 225-4548 Lender's profile and map Reviews Glatco Credit Union 53 S Main Street, Spring Grove, PA, 17362 Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
(301) 699-6100 Lender's profile and map Reviews FedChoice Federal Credit Union 10001 Willowdale Road, Lanham, MD, 20706 FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
(301) 306-0610 Lender's profile and map Reviews IBEW 26 Federal Credit Union 4371 Parliament Place, Suite C, Lanham, MD, 20706 The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.
(301) 731-0911 Lender's profile and map Reviews All Homes Financial LLC 4601 Presidents Drive, Suite 155, Lanham, MD, 20706 Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,