In 2026, the USDA loan limit for Fulton in the county of Itawamba, MS, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly secure the finest USDA or FHA loan for you without difficulty. Begin with one of three pathways to connect with lenders and discover USDA loan programs.
A USDA home loan, supported by the Department of Agriculture also known as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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