USDA and FHA Pro and Con in Verona, Lee County, MS
For the year 2025, the USDA loan limit for Verona, located in Lee county of MS, stands at $336,500. On the other hand, the FHA cap is $472,030 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to contrast the best USDA against FHA rates available today. Additionally, you can ascertain the income, credit standing, reserves, and documentation required for qualification. Our sophisticated mortgage tool displays USDA, FHA, Conforming, and VA loans side by side to assist in determining which program in is most suitable for your particular financial needs.
Loan limits and down payment necessities for 2025 in Verona, within Lee county, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Verona, MS
Lendersa® aims to facilitate you in obtaining the most advantageous USDA or FHA loans quickly and with minimal hassle. You can select among three initial approaches that lead you to matched lenders offering USDA loan packages.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, also called USDA rural development loan or USDA mortgage, intended solely for rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires zero down payment.
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