USDA Vs. FHA Pro and Con comparison in Houston, Chickasaw County, MS
In 2025, the USDA loan limit for Houston, in the county of Chickasaw, MS, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and understand the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Houston, Chickasaw, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Houston, MS
The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three paths to find matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
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I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
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