USDA and FHA Pro and Con in Tupelo, Lee County, MS
In 2025, the USDA loan limit in Tupelo, situated in Lee, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, assessing the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, aiding you in selecting the ideal program for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Tupelo, Lee County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Tupelo, MS
Lendersa® is committed to swiftly obtaining the best USDA or FHA loan without hassle. Select one of three starting points that will connect you to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans don't require any down payment.
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18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
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