FHA Vs. USDA loan program for Tupelo, Lee County, Mississippi

In 2026, the USDA loan limit in Tupelo, situated in Lee, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, assessing the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, aiding you in selecting the ideal program for your financial requirements in .

Exploring USDA and FHA Loan Options in Tupelo, MS

Lendersa® is committed to swiftly obtaining the best USDA or FHA loan without hassle. Select one of three starting points that will connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Makes Up a USDA Loan in MS?

The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans don't require any down payment.

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Tupelo Lenders
(877) 367-5371 Lender's profile and map Renasant Bank 209 Troy Street, Tupelo, MS, 38804 Lends in Mississippi Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.
(662) 844-4833 Lender's profile and map Gum Tree Mortgage 218 S Thomas St, Suite 105, Tupelo, MS, 38801 Lends in Mississippi Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
(662) 365-1200 Lender's profile and map FARMERS & MERCHANTS BANK MS 111 West Clayton St, Baldwyn, MS, 38824 Lends in Mississippi For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today. Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.
(662) 534-8171 Lender's profile and map BNA Bank 133 E Bankhead St, New Albany, MS, 38652 Lends in Mississippi Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
(662) 447-5403 Lender's profile and map Bank of Okolona 227 West Main Street, Okolona, MS, 38860 Lends in Mississippi The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
(662) 343-8793 Lender's profile and map Ampot Federal Credit Union 40481 Old Highway 45 S, Hamilton, MS, 39746 Lends in Mississippi AMPOT Federal Credit Union was founded as a credit union for American Potash employees and their immediate families, June 30, 1969. We have served these families since that time and we have remained a strong, secure credit union throughout the years. Since our beginning, American Potash has changed names to Kerr McGee Chemical and now it is Tronox.
(662) 286-5577 Lender's profile and map Commerce Bank MS 700 Taylor Street, Corinth, MS, 38834 Lends in Mississippi Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.