FHA Vs. USDA loan program for Clarksdale, Coahoma County, Mississippi

In 2025, USDA loan limit in Clarksdale, county of Coahoma, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Clarksdale, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 447-2931 326 miles Lender's profile and map Reviews First Farmers & Commercial Bank 441 Spring Street, Pikeville, TN, 37367 First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
(918) 273-1227 326 miles Lender's profile and map Reviews Regent Bank 105 N. Maple, Nowata, OK, 74048 At Regent Mortgage, we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you, every step of the way, offering resources to help you understand the mortgage process & determine which one of our unique mortgage progra
(918) 430-3500 326 miles Lender's profile and map Reviews Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 326 miles Lender's profile and map Reviews Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 326 miles Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(636) 488-5441 326 miles Lender's profile and map Reviews Jonesburg State Bank 110 First Street, Jonesburg, MO, 63351 Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
(706) 226-5377 326 miles Lender's profile and map Reviews First Bank of Dalton 118 N. Hamilton St., Dalton, GA, 30720 First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.
(334) 493-2265 326 miles Lender's profile and map Reviews Southern Independent Bank 503 North Main St., Opp, AL, 36467 In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
(270) 659-0171 327 miles Lender's profile and map Reviews Edmonton State Bank 909 West Main Street, Glasgow, KY, 42141 Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
(888) 651-7466 327 miles Lender's profile and map Reviews South Central Bank 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141 South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
(636) 665-5601 327 miles Lender's profile and map Reviews The Bank of Old Monroe 2100 Highway C, Old Monroe, MO, 63369 In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe. Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,