USDA Vs. FHA your options comparison in Clarksdale, Coahoma County, MS

For 2025, the USDA loan limit in Clarksdale, within the county of Coahoma, MS, reaches $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates, assessing income, credit, reserves, and documentation required for eligibility. Through our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most appropriate program in for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Clarksdale, Coahoma County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarksdale, MS

The mission of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loans. Choose from one of three starting points to find matching lenders and USDA loan options.

Details of Lendersa USDA loan requests and results

What Defines a USDA Loan in MS?

The USDA home loan is a government-backed mortgage by the Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage. This financing option is available solely in rural zones. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Tri County Bank
  • 105 Main St., Swanton, NE, 68445
  • We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
  • Chicago Fireman's Association Credit Union
  • 2453 South Archer Avenue, Suite E, Chicago, IL, 60616
  • At Chicago Fireman’s Association Credit Union! We are a non-profit member-owned and controlled financial institution. Our mission is to provide it’s members with the opportunity to establish financial stability by offering loan and share accounts. We strive to deliver the best possible services to all of our members
  • Townstone Financial Inc
  • 329 West 18th Street, Suite 305A, Chicago, IL, 60616
  • Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
  • 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
  • We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
  • Pan American Bank
  • 1440 West North Avenue, Melrose Park, IL, 60160
  • Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.