USDA Loan Vs. FHA loan for Clarksdale, MS [Coahoma County ]

For 2026, the USDA loan limit in Clarksdale, within the county of Coahoma, MS, reaches $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates, assessing income, credit, reserves, and documentation required for eligibility. Through our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most appropriate program in for your financial circumstances.

Exploring USDA and FHA Loan Options in Clarksdale, MS

The mission of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loans. Choose from one of three starting points to find matching lenders and USDA loan options.

Details of Lendersa USDA loan requests and results

What Defines a USDA Loan in MS?

The USDA home loan is a government-backed mortgage by the Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage. This financing option is available solely in rural zones. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

Get top 10
USDA LENDERS
customized to yout needes

Clarksdale Lenders
(662) 627-3261 Lender's profile and map First National Bank of Clarksdale 402 East Second Street, Clarksdale, MS, 38614 Lends in Mississippi First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.
(662) 843-9461 Lender's profile and map Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 Lends in Mississippi CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 Lends in Mississippi At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(662) 563-9311 Lender's profile and map First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 Lends in Mississippi We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(662) 884-1199 Lender's profile and map Planters Bank & Trust Company 212 Catchings Street, Indianola, MS, 38751 Lends in Mississippi Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
(662) 562-9671 Lender's profile and map Mississippi Land Bank 5509 Hwy 51, North Senatobia, MS, 38668 Lends in Mississippi For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.