USDA Vs. FHA Pro and Con comparison in Clarksdale, Coahoma County, MS
For 2025, the USDA loan limit in Clarksdale, within the county of Coahoma, MS, reaches $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates, assessing income, credit, reserves, and documentation required for eligibility. Through our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most appropriate program in for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Clarksdale, Coahoma County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clarksdale, MS
The mission of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loans. Choose from one of three starting points to find matching lenders and USDA loan options.
The USDA home loan is a government-backed mortgage by the Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage. This financing option is available solely in rural zones. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.
"We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
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Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
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Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
Marshall County Federal Credit Union began as “Marshall County School Employees Federal Credit Union”. In 1974 five members started this credit union off on its financial journey by depositing $35 each into a share account. Today, the credit union’s assets have grown to almost $22 million
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
