USDA Loan Vs. FHA loan for Cleveland, MS [Bolivar County ]

In 2026, the USDA loan limit within Cleveland, Bolivar county, MS, is $336,500. The FHA limit for a one-family home is $472,030.

Using the Lendersa® USDA loan calculator, you can contrast today’s top USDA versus FHA rates, assessing the income, credit, reserves, and documents you need. Our advanced mortgage calculator offers a comparison among USDA, FHA, Conforming, and VA loans, helping you select the best option in for your financial needs.

USDA and FHA Loan Choices in Cleveland, MS

Lendersa® aims to swiftly secure you the best USDA or FHA loan, hassle-free. Choose from three options to connect with lenders and discover USDA loan programs.

Explaining USDA Loans in MS

A USDA home loan, backed by the Department of Agriculture—known also as a USDA rural development loan or mortgage—is available only in rural areas. USDA loans require no down payment, unlike FHA loans which require at least 3.5% down.

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Cleveland Lenders
(662) 843-9461 Lender's profile and map Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 Lends in Mississippi CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 Lends in Mississippi At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(662) 884-1199 Lender's profile and map Planters Bank & Trust Company 212 Catchings Street, Indianola, MS, 38751 Lends in Mississippi Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
(662) 627-3261 Lender's profile and map First National Bank of Clarksdale 402 East Second Street, Clarksdale, MS, 38614 Lends in Mississippi First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.
(662) 298-0131 Lender's profile and map Guaranty Bank & Trust Company 206 N Hayden St, Belzoni, MS, 39038 Lends in Mississippi Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
(662) 873-4346 Lender's profile and map Bank of Anguilla Anguilla 130 Holland Street, Anguilla, MS, 38721 Lends in Mississippi Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression