USDA Vs. FHA your options comparison in Cleveland, Bolivar County, MS
In 2025, the USDA loan limit within Cleveland, Bolivar county, MS, is $336,500. The FHA limit for a one-family home is $472,030.
Using the Lendersa® USDA loan calculator, you can contrast today’s top USDA versus FHA rates, assessing the income, credit, reserves, and documents you need. Our advanced mortgage calculator offers a comparison among USDA, FHA, Conforming, and VA loans, helping you select the best option in for your financial needs.
2025 Loan Limits & Down Payment Norms in Cleveland, Bolivar County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Cleveland, MS
Lendersa® aims to swiftly secure you the best USDA or FHA loan, hassle-free. Choose from three options to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—known also as a USDA rural development loan or mortgage—is available only in rural areas. USDA loans require no down payment, unlike FHA loans which require at least 3.5% down.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
