USDA Loan Vs. FHA loan pro & con for Cleveland, Bolivar County, MS

In 2025, USDA loan limit in Cleveland, county of Bolivar, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cleveland, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(573) 348-2265 319 miles Lender's profile and map Reviews First Bank of the Lake 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065 First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
(573) 302-9990 319 miles Lender's profile and map Reviews Mortgage Headquarters of Missouri, Inc 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065 Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
(409) 838-9957 319 miles Lender's profile and map Reviews Coburn's Credit Union 350 Pine Street, Suite 850, Beaumont, TX, 77701 Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
(409) 899-1035 319 miles Lender's profile and map Reviews Beaumont Community Credit Union 660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701 Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
(334) 745-4711 320 miles Lender's profile and map Reviews Four Seasons Federal Credit Union 2915 Pepperell Parkway, Opelika, AL, 36801 Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.
(334) 209-2500 320 miles Lender's profile and map Reviews Green Street Mortgage Lenders Inc 600 Avenue A, Suite B, Opelika, AL, 36801 Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(877) 846-6307 320 miles Lender's profile and map Reviews BNB & Associates, LLC 108 Columbus Parkway, Opelika, AL, 36801 BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
(270) 736-2212 320 miles Lender's profile and map Reviews The Sacramento Deposit Bank 335 Main Street, Sacramento, KY, 42372 The Sacramento Deposit Bank was given a first authorization on October 14, 1895 by and between J.T. Morehead, Wilson & Gabbert, Coffman Brazzell Company, J.R. Vickers, G. Quisenberry, Gish and Igleheart, Wm. Jagoe Sr, T.W. Whitmer, A.J. Milan, J.A. Shutt, G.W. Martin, all of McLean County, Kentucky
(409) 722-1174 320 miles Lender's profile and map Reviews Neches Federal Credit Union 676 Magnolia Avenue, Port Neches, TX, 77651 Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.