USDA and FHA Pro and Con in Marks, Quitman County, MS

During 2026, the USDA loan limit in Marks, within Quitman county, MS, is $336,500. In contrast, the FHA limit for a single-family residence is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. This tool will help you determine the necessary income, credit scores, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the program in that is most suitable for your financial scenario.

Evaluate loan offers from a pool of 100 lending sources

Review 2026 loan limits and downpayment necessities in Marks, Quitman county, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Marks, MS

The aim of Lendersa® is to ensure you receive the best USDA or FHA loan options quickly and effortlessly. Opt from three starting points for connecting with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MS

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Different from FHA loans which require a minimum 3.5% down payment, USDA loans are offered with no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marks Lenders

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • First National Bank of Clarksdale
  • 402 East Second Street, Clarksdale, MS, 38614
  • Lends in Mississippi
  • First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.

  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • Lends in Mississippi
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • FNB Oxford Bank
  • 101 Courthouse Square, Oxford, MS, 38655
  • Lends in Mississippi
  • FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.

  • Mechanics Mortgage
  • 2601 Jackson Ave W, Oxford, MS, 38655
  • Lends in Mississippi
  • Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,

  • Cleveland State Bank
  • PO Box 1000, Cleveland, MS, 38732
  • Lends in Mississippi
  • CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Lends in Mississippi
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.