USDA VS FHA in Hazlehurst, Copiah County, MS

In 2025, the USDA loan limit for Hazlehurst, located in Copiah, MS, is set at $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Hazlehurst, Copiah, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hazlehurst, MS

Lendersa® aims to provide you the best USDA or FHA loan swiftly and effortlessly. Choose one of these three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MS?

The USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is specifically available in rural neighborhoods. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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