USDA Vs. FHA Pro and Con comparison in Hazlehurst, Copiah County, MS

In 2026, the USDA loan limit for Hazlehurst, located in Copiah, MS, is set at $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Hazlehurst, Copiah, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hazlehurst, MS

Lendersa® aims to provide you the best USDA or FHA loan swiftly and effortlessly. Choose one of these three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MS?

The USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is specifically available in rural neighborhoods. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • D.Reams And Company
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  • Providing superior real estate services to hundreds of South Bay and Southern California families and investors.
    Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.

  • Crown Realty and Financial Corporation
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  • Our vision focuses on educating clients through a wide range services. Additionally, the integrated components of Crown Companies have made our team uniquely prepared to service clients in a variety of important financial areas – real estate, financial services and asset management.

  • Ideal Lending LLC
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  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.

  • Diversified Mortgage Group
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  • HML Investments
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  • LA Gordon Mortgage Center
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Golden State Mortgage
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  • St. Pat's Employees FCU
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  • First Montana Bank
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  • Bank of Montana
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  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.