USDA Vs. FHA your options comparison in Hazlehurst, Copiah County, MS
In 2026, the USDA loan limit for Hazlehurst, located in Copiah, MS, is set at $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Hazlehurst, Copiah, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hazlehurst, MS
Lendersa® aims to provide you the best USDA or FHA loan swiftly and effortlessly. Choose one of these three starting points to match with lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is specifically available in rural neighborhoods. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
At Bank of Brookhaven it's all about you! We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
A-1 provides you instant cash loans! Happily serving the residents of Byram, Clinton, Edwards, Terry, Crystal Spring and Raymond, A-1 is here to help you find relief through Installment Loans, Loans for Bad Credit, Cash Advances, Cash Loans, Title Loans, and Payday Loans. We’ll help you find the perfect loan for you just a few easy steps!
We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
Since its inception in 1952, the Mississippi DHS Federal Credit Union has been serving its members in and around the Jackson, Mississippi area with exceptional financial products. The Mississippi DHS FCU offers its members a full-service website that allows for true “Banking From Home” functionality.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
