In 2025, the USDA loan limit in Ellisville, located in Jones, MS, stands at $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, helping you select the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Ellisville, Jones, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ellisville, MS
At Lendersa®, we aim to quickly connect you with optimal USDA or FHA loans without difficulty. Choose from three starting routes leading to matching lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.
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