USDA Vs. FHA Pro and Con comparison in Hattiesburg, Forrest County, MS

In 2025, the USDA loan limit for Hattiesburg, located in Forrest, MS, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's optimal USDA versus FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Hattiesburg, Forrest County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hattiesburg, MS

The mission of Lendersa® is to swiftly obtain the best possible USDA or FHA loan without hassle. Start with one of three entry points that connect you with suitable lenders and USDA loan programs.

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Understanding USDA Loans in MS

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • America's Money Source
  • 2306 Curry Ford Rd, Orlando, FL, 32806
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  • Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
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  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
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  • 4956 S Peoria Ave, Tulsa, OK, 74105
  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
  • Nathan Capital Group
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  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County. In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
  • American Bank of Baxter Springs Baxter Springs
  • 1201 Military Avenue, Baxter Springs, KS, 66713
  • The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.