USDA Vs. FHA your options comparison in Laurel, Jones County, MS
As of 2025, the USDA loan limit in Laurel, located within Jones county, MS, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, and identify the necessary income, credit score, reserves, and paperwork needed for qualification. With our sophisticated mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial circumstances.
Loan Ceilings and Down Payment Essentials for 2025 in Laurel, Jones County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Laurel, MS
Lendersa® aims to swiftly secure the best USDA or FHA loan for you with minimal hassle. Opt for one of three starting points to find matching lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment whatsoever.
Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.
Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
"Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.
Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
American Liberty Mortgage - Polk County - Winter Haven, FL
223 7th Street Southwest, Winter Haven, FL, 33880
American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
Peoples Bank & Trust wasn't a bank started by one individual.
It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town.
A group of forward-thinking community leaders recognized this issue
Greater Central Texas Federal Credit Union has been open since 1957. The credit union has assets totaling $31.67 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
