USDA Vs. FHA your options comparison in West-Hattiesburg, Lamar County, MS
In 2025, the USDA loan limit in West-Hattiesburg, located in Lamar county, MS, amounts to $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today. Determine the needed income, credit rating, reserves, and documents for eligibility. Our advanced calculator showcases USDA, FHA, Conforming, and VA comparison, helping you choose the best option in for your financial state.
Loan Limits and Downpayment Needs in 2025 for West-Hattiesburg, Lamar, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in West-Hattiesburg, MS
The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loans without difficulties. Choose one of three starting paths that lead to matching lenders and USDA loan options.
The USDA home loan, often referred to as a USDA mortgage or rural development loan, is guaranteed by the government through the Department of Agriculture and is offered only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is needed for USDA loans.
Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
7168 Graham Road, Suite 175, Indianapolis, IN, 46250
Milestone Mortgage, we strive to "Go the Extra Mile for You!" As a client, you will be treated with respect and you will experience the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing your home , or cashing out some of your home equity.
Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
Kearney Trust Company commit to consistently strive to uphold integrity, trust and exemplary service. We promise to engage in a continuous pursuit in the creation of an atmosphere in which the company can prosper and profit while serving the needs of the community and customers. Our first location was on the southwest corner of Washington.
Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs
First Miami University Student & Alumni Federal Credit Union, the only student run financial institution located on Miami University’s Oxford Campus. Founded in 1988 by a group of Miami Students, First Miami began as a cost-effective alternative to Oxford’s Uptown banking options. Today, First Miami is one of only three completely student
With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs.
Our clients’ trust and satisfaction with their lending experience is our top priority.
