USDA and FHA Pro and Con in West-Hattiesburg, Lamar County, MS

In 2025, the USDA loan limit in West-Hattiesburg, located in Lamar county, MS, amounts to $285,000, whereas the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today. Determine the needed income, credit rating, reserves, and documents for eligibility. Our advanced calculator showcases USDA, FHA, Conforming, and VA comparison, helping you choose the best option in for your financial state.

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Loan Limits and Downpayment Needs in 2025 for West-Hattiesburg, Lamar, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in West-Hattiesburg, MS

The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loans without difficulties. Choose one of three starting paths that lead to matching lenders and USDA loan options.

Lendersa USDA loan request and results

Understanding USDA Loans in MS

The USDA home loan, often referred to as a USDA mortgage or rural development loan, is guaranteed by the government through the Department of Agriculture and is offered only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
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  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
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  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area
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