In the year 2025, the USDA loan limit for Petal, situated in Forrest county, MS, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide you with the best USDA or FHA loan swiftly and with minimal hassle. Choose from one of three starting points to connect with matching lenders and specific USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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