USDA and FHA Pro and Con in Brookhaven, Lincoln County, MS
In 2026, the USDA loan limit for Brookhaven, located in Lincoln county, MS, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and evaluate the income, credit, reserves, and documents needed for qualifying. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Brookhaven, Lincoln, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brookhaven, MS
The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and hassle-free. Select one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
At Bank of Brookhaven it's all about you! We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment
October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
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As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
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