USDA Loan Vs. FHA loan for Brookhaven, MS [ best of 2023]

In 2025, USDA loan limit in Brookhaven, county of Lincoln, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Brookhaven, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 679-7200 277 miles Lender's profile and map Reviews First Service Bank 136 S Broadview, Greenbrier, AR, 72058 First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
(903) 843-4100 277 miles Lender's profile and map Reviews The First National Bank of East Texas 206 US Hwy 271 N, Gilmer, TX, 75644 First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.
(903) 843-5653 277 miles Lender's profile and map Reviews Gilmer National Bank 713 US Hwy 271 North, Gilmer, TX, 75644 Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
(936) 628-3312 278 miles Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(256) 766-2936 278 miles Lender's profile and map Reviews Lauderdale County Teachers Credit Union 103 Magnum Street, Florence, AL, 35630 Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
(256) 767-4700 278 miles Lender's profile and map Reviews Florence Federal Credit Union 1505 North Pine St, Florence, AL, 35630 In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
(256) 718-4200 278 miles Lender's profile and map Reviews FIRST SOUTHERN Bank 301 South Court St, Florence, AL, 35630 First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
(903) 683-2630 278 miles Lender's profile and map Reviews Cherokee County Teachers Federal Credit Union US 69 S and FM 2972, Rusk, TX, 75785 CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
(256) 386-3000 278 miles Lender's profile and map Reviews TVA Community Credit Union 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661 TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
(256) 314-1600 278 miles Lender's profile and map Reviews First Metro Bank 406 West Avalon Avenue, Muscle Shoals, AL, 35661 First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.