For 2026, in Iuka, located in the county of Tishomingo, MS, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
To compare the top USDA and FHA rates available today, utilize the Lendersa® USDA loan calculator. It helps you determine income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding the decision on the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to connect you with the best USDA or FHA loan quickly and without hassle. Choose from three initial points for connecting with lenders and USDA loan offers.
A USDA home loan is supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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