During 2026, the cap for USDA loans in Lucedale, which is in the county of George, MS, stands at $336,500. In contrast, the FHA ceiling is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA, helping you to determine the income, credit qualifications, reserves, and documentation needed to apply. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans making it easier to select the most appropriate program in tailored to your financial situation.
Explore 2026 loan limits and downpayment requirements in Lucedale, county of George, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Lucedale, MS
The mission of Lendersa® is to quickly and effortlessly connect you to the finest USDA or FHA loans. Choose from one of three starting options to find matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans which demand a 3.5% minimum down payment, USDA mortgages require no down payment.
Navigator Credit Union was born from the essential need for the average person to have access to affordable financial services. In 1938, Ingalls Shipbuilding began operations. For the first time, those who had farmed the fertile coastland or fished its well-populated waters were now gainfully employed. Because of their modest incomes,
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
Lends in Mississippi
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
