USDA and FHA Pro and Con in Lucedale, George County, MS

During 2025, the cap for USDA loans in Lucedale, which is in the county of George, MS, stands at $336,500. In contrast, the FHA ceiling is $472,030 for a single-family home.

Leverage the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA, helping you to determine the income, credit qualifications, reserves, and documentation needed to apply. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans making it easier to select the most appropriate program in tailored to your financial situation.

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Explore 2025 loan limits and downpayment requirements in Lucedale, county of George, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Lucedale, MS

The mission of Lendersa® is to quickly and effortlessly connect you to the finest USDA or FHA loans. Choose from one of three starting options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in MS

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans which demand a 3.5% minimum down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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