USDA and FHA Pro and Con in Moss-Point, Jackson County, MS
In 2026, the loan limit for USDA in Moss-Point, part of Jackson county, MS, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's prime USDA against FHA rates, and identify the necessary income, credit, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Moss-Point, Jackson County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Moss-Point, MS
The goal of Lendersa® is to help you secure the best USDA or FHA loan quickly and effortlessly. Select one of three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
Navigator Credit Union was born from the essential need for the average person to have access to affordable financial services. In 1938, Ingalls Shipbuilding began operations. For the first time, those who had farmed the fertile coastland or fished its well-populated waters were now gainfully employed. Because of their modest incomes,
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
Lends in Mississippi
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
