USDA Vs. FHA Pro and Con comparison in Moss-Point, Jackson County, MS
In 2025, USDA loan limit in Moss-Point, county of Jackson, MS is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Moss-Point, county of Jackson, MS
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Moss-Point, MS
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Thomasville Bank is to operate a sound and profitable company while serving the banking needs of the Thomasville/Thomas County community. We will strive to protect our customers deposits, meet their credit needs, & promote economic development throughout the community, while consistently generating strong returns on our shareholders' investment.
TC Federal Bank provides a premium banking experience built on a rich history and a long-standing Tradition of Trust. Our employees know, own and live by our company culture every day. This is articulated through our core values, which support our mission and shape our vision describe what we do and express how we serve.
Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.
Our customers get the opportunity to work with experienced professionals who understand their commu
In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
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Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
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