USDA and FHA Pro and Con in Moss-Point, Jackson County, MS
In 2025, the loan limit for USDA in Moss-Point, part of Jackson county, MS, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's prime USDA against FHA rates, and identify the necessary income, credit, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Moss-Point, Jackson County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Moss-Point, MS
The goal of Lendersa® is to help you secure the best USDA or FHA loan quickly and effortlessly. Select one of three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
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