USDA VS FHA in D'Iberville, Harrison County, MS

In 2025, the USDA loan limit for D'Iberville, located in Harrison county, MS, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Make use of the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. It will help you determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in tailored for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in D'Iberville, Harrison County, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in D'Iberville, MS

The aim of Lendersa® is to swiftly secure the most favorable USDA or FHA loan without hassle. You can choose from three starting points to get matched with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MS

A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Area Educational Credit Union
  • 812 Charleston Avenue, Mattoon, IL, 61938
  • The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
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  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
  • Pacific Mortgage Services Corp
  • 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
  • Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
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  • 10689 North Kendall Drive, Suite 319, Miami, FL, 33176
  • 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
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  • Xcellence Mortgage, INC
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  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
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  • Columbus Capital Lending - Tamiami
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  • Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
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  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
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  • Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
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  • Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.