USDA and FHA Pro and Con in Senatobia, Tate County, MS

In 2025, the USDA loan limit for Senatobia in Tate county, MS is $336,500. The FHA limit for a single-family home, by contrast, is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates, determining the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Senatobia, Tate, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Senatobia, MS

The goal of Lendersa® is to rapidly secure the most favorable USDA or FHA loan for you, hassle-free. Select one of three starting points that help match you with lenders and explore USDA loan programs.

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Understanding USDA Loans in MS

A USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is obtainable only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nebraska Rural Electric Association Credit Union
  • 1244 K Street, Lincoln, NE, 68508
  • The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
  • Omaha 100 Inc
  • ​2401 Lake Street, Omaha, NE, 68111
  • Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
  • Spirit of America Federal Credit Union
  • 325 N 52nd St, Lincoln, NE, 68504
  • Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • Omaha Firefighters Credit Union
  • 4630 S 143rd Street, Omaha, NE, 68137
  • Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.
  • Neighborhood Community Federal Credit Union
  • 4848 South 120th Street, Omaha, NE, 68137
  • Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
  • CES Credit Union, Inc
  • 1215 Yauger Road, Mount Vernon, OH, 43050
  • CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.