USDA and FHA Pro and Con in Hernando, DeSoto County, MS
In 2025, within the county of DeSoto, Hernando, MS, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be used to compare today’s USDA versus FHA optimal rates, and ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program in tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Hernando, County of DeSoto, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Hernando, MS
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and hassle-free. You can select one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as USDA rural development or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.
At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
