USDA Vs. FHA Pro and Con comparison in Hernando, DeSoto County, MS
In 2025, within the county of DeSoto, Hernando, MS, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be used to compare today’s USDA versus FHA optimal rates, and ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program in tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Hernando, County of DeSoto, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Hernando, MS
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and hassle-free. You can select one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as USDA rural development or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.
At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
Our mission at Jax Federal Credit Union is to promote financial wellness to our members and the community. A Jacksonville staple since 1935, we have helped our members with low rates, credit and debt counseling, planning for the future, and even youth money basics. We proudly dedicate ourselves to the credit union promise of people helping people.
121 Financial is a member-owned, not-for-profit credit union headquartered in Jacksonville, Florida. We offer a full range of financial services and pride ourselves on providing members with a high level of personalized service. We specialize in lending and are passionate about seeing our local businesses and community thrive.
1650 Margaret St, Suite 302, Jacksonville, FL, 32204
MedPro One provides services and products focused specifically to one audience, Medical Professionals.
We offer an online market place displaying tailored options of products and lenders to meet the personal and financial needs of our clients. This online market place is revolutionizing the approach
Pine Street/RPS, LLC is a full service commercial real estate firm located in North Florida. We offer sales, leasing, property management, consulting and development services to users of commercial real estate in Jacksonville and surrounding areas. Our Mission Statement is simple. To provide superior commercial real estate services.
Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
