USDA Vs. FHA your options comparison in Pascagoula, Jackson County, MS
As of 2026, the USDA loan limit in Pascagoula, in Jackson county, MS, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This will help determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Pascagoula, Jackson County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pascagoula, MS
The aim of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, hassle-free. Choose one of three starting points that will lead you to matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have zero down payment requirements.
First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
Navigator Credit Union was born from the essential need for the average person to have access to affordable financial services. In 1938, Ingalls Shipbuilding began operations. For the first time, those who had farmed the fertile coastland or fished its well-populated waters were now gainfully employed. Because of their modest incomes,
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
Lends in Mississippi
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
