USDA Vs. FHA Pro and Con comparison in Pascagoula, Jackson County, MS

As of 2025, the USDA loan limit in Pascagoula, in Jackson county, MS, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This will help determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial needs in .

Explore offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Pascagoula, Jackson County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pascagoula, MS

The aim of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, hassle-free. Choose one of three starting points that will lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have zero down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Expert Title Company
  • 1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
  • Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade
  • Wise Choice Mortgage Corporation
  • 1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
  • Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction
  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.
  • Yarrow Financial
  • 5100 Town Center Circle, Suite 301, Boca Raton, FL, 33486
  • Yarrow is here to serve both growing and established companies across every industry. From the public to private sector, our top priority is to give our clients the financial solutions they need to continue and grow their success. That’s why we offer a variety of useful services, including vendor programs.
  • Lindell Bank
  • 6900 Clayton Avenue, Saint Louis, MO, 63139
  • LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
  • Arrow Finance Company
  • 3528 Hampton Ave, Saint Louis, MO, 63139
  • To provide our customers with pre-owned auto loans, personal loans, and appliance sales with an unmatched level of service. When customers call during business hours, they will be greeted by a person, not a recording, or automated operator. We believe in the personal touch. This has been the way we have conducted business for over 65 years.
  • The Alpha Mortgage Team LLC
  • 261 N. University Dr. Ste 500, Plantation, FL, 33324
  • We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper
  • Direct Mortgage Investors Inc
  • 150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
  • Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and
  • Mortgage Services Center
  • 310 S. University Drive, Fort Lauderdale, FL, 33324
  • The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's
  • United Realty Group, Inc.
  • 1200 S. Pine Island Road, Suite 600, Fort Lauderdale, FL, 33324
  • United Realty Group is one of the largest independently owned brokerages in the State of Florida. With offices located in Dade, Broward, Palm Beach, and Orange County, URG has the ability to offer its agents a full-service, state-of-the-art business model. Our staff has over 40 years of combined experience in the real estate and mortgage industry.
  • Priority Lending
  • 600 N. Pine Island Road, Suite 330, Plantation, FL, 33324
  • At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy.