USDA Vs. FHA your options comparison in Pascagoula, Jackson County, MS

As of 2025, the USDA loan limit in Pascagoula, in Jackson county, MS, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This will help determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Pascagoula, Jackson County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pascagoula, MS

The aim of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, hassle-free. Choose one of three starting points that will lead you to matching lenders and USDA loan programs.

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Understanding USDA Loans in MS

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have zero down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fast Direct Lending
  • 4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
  • Five Fifty Financial
  • 2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameriflex Mortgage
  • 4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Solomon Financial Mortgage, A California Corporation
  • 3400 Irvine Avenue, Suite 221, Newport Beach, CA, 92660
  • Solomon Financial pledges to serve our clients with honest, up front, ethical information on matters pertaining to mortgage, real estate, investment and real estate finance. We pride ourselves in giving you the best consultation as if we were consulting our own family members. We are here to help you! We are A+ rated on the Better Business Bureau.
  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
  • Utah Funding
  • 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
  • Savient Financial Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
  • Americap Direct Funding
  • 1201 Dove, Suite 570, Newport Beach, CA, 92660
  • Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • Save Financial Incorporated
  • 5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
  • Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
  • Master Key Capital
  • 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
  • Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.