USDA and FHA Pro and Con in Pontotoc, Pontotoc County, MS
During 2025, the USDA loan ceiling in Pontotoc, part of Pontotoc county, MS, is $336,500, whereas the FHA ceiling for single-family homes is $472,030.
The Lendersa® USDA loan calculator is at your disposal to contrast the best USDA and FHA rates available today. It will guide you through evaluating the needed income, credit, reserves, and paperwork for qualification. By leveraging our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans concurrently, enabling you to choose the program that suits your finances in the most.
Loan Limits and Down Payment Requirements in Pontotoc, Pontotoc, MS for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Pontotoc, MS
At Lendersa®, we are committed to quickly securing you the premier USDA or FHA loan without unneeded difficulty. Commence your application by choosing one of three starting routes designed to connect you with relevant lenders and USDA loan programs.
The USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural regions. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgage loans need no down payment at all.
2200 Washington Street East, Charleston, WV, 25311
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
1910 South 14th Street #101, Fernandina Beach, FL, 32034
At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
