USDA Vs. FHA your options comparison in Big-Sky, Gallatin County, MT

In 2025, USDA loan limit in Big-Sky, county of Gallatin, MT is $382,700 while FHA limit is $478,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Big-Sky, county of Gallatin, MT

Loan Type Loan Limit Down payment
USDA $382,700 0%
FHA $478,400 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Big-Sky, MT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Montana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
  • Luminate Home Loans
  • 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
  • At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
  • Century Capital Group Inc
  • 2915 Wayzata Boulevard, Suite 201, Minneapolis, MN, 55405
  • Our variety of lenders give us the ability to provide the most popular programs at very competitive rates. We have options available for most borrowers including FHA for first time home buyers and cash out for those with FICO scores down to 500. Charles Miller President at Century Capital Group Inc.
  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way. You may know that the VA loan program is one of the greatest benefits of military service
  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Private Cash Funding.com
  • 360 East 1st St. #359, Tustin, CA, 92780
  • Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
  • Residence First Mortgage
  • 2522 Chambers Rd, Suite V207, Tustin, CA, 92780
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Home Loans Team OC
  • 14081 Yorba St, Suite 202, Tustin, CA, 92780
  • At Empire Home Loans, Inc., accessible from https://empirehomeloansteamoc.com/, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Empire Home Loans, Inc. and how we use it. If you have additional questions do not hesitate to contact us.
  • Professional Mortgage
  • 17291 Irvine Blvd, Suite 262, Tustin, CA, 92780
  • Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.
  • Private Cash Funding
  • 360 E. 1st St, Suite 359, Tustin, CA, 92780
  • Private Cash Funding is a California based Loan Broker that provides Investors and Borrowers the opportunity to obtain Private Loans for all types of Real Estate. We are a Nationwide Loan Broker specializing in unconventional property types, but also unconventional scenarios and unique situations.
  • Express Capital - Mortgage Company
  • 2552 Walnut Ave, Suite 220, Tustin, CA, 92780
  • Our goal is to help every one of our clients obtain the perfect loan for their own unique situation. We do so with honesty and integrity and pride ourselves on always going the extra mile for our clients. We strive to educate our clients, while taking them through the loan process with complete transparency at every step of the way