USDA VS FHA in Four-Corners, Gallatin County, MT

For 2026, the USDA loan limit applicable in Four-Corners, within the county of Gallatin, MT, is $382,700, while the FHA limit for a single-family home is $478,400.

With Lendersa®'s USDA loan calculator, you can compare today's best rates between USDA and FHA loans, assessing the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program is most suitable for your financial needs in .

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2026 Loan Limits and Down Payment Information in Four-Corners, County of Gallatin, MT

Loan Type Loan Limit Down Payment
USDA $382,700 0%
FHA $478,400 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Four-Corners, MT

Our target at Lendersa® is to swiftly secure you the best USDA or FHA loan without unnecessary hassle. You can choose from three starting points to match you with lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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