USDA and FHA Pro and Con in Bozeman, Gallatin County, MT
In 2025, USDA loan limit in Bozeman, county of Gallatin, MT is $483,000 while FHA limit is $703,800 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bozeman, county of Gallatin, MT
Loan Type
Loan Limit
Down payment
USDA
$483,000
0%
FHA
$703,800
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Bozeman, MT
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
3536 West Hidden Mountain Court, Anthem, AZ, 85086
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Omaha FCU offers a full range of financial services, including mobile
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