USDA Vs. FHA your options comparison in Bozeman, Gallatin County, MT
In 2026, the USDA loan limit for Bozeman, within Gallatin county, MT, is set at $483,000. Meanwhile, for a single-family home, the FHA limit is $703,800.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is best for your financial needs.
2026 Loan Limits and Down Payment Requirements in Bozeman, Gallatin, MT
Loan Type
Loan Limit
Down Payment
USDA
$483,000
0%
FHA
$703,800
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bozeman, MT
Lendersa® aims to swiftly connect you with the best available USDA or FHA loans, without any hassle. Start with one of three pathways that effectively link you to the right lenders and USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages offer the advantage of no down payment.
Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets.
To be the members' primary financial institution by providing reliable,
