FHA Vs. USDA loan program for Livingston, Park County, Montana

For the year 2026, the USDA loan cap in Livingston, located in the county of Park, MT, is set at $368,000. In contrast, the FHA loan limit for a single-family residence is $539,350.

Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA and FHA rates available today. Identify the income levels, credit, financial reserves, and documentation requirements essential for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, facilitating your decision on the program best suited to your financial scenario in .

Options for USDA and FHA Loans in Livingston, MT

At Lendersa®, our aim is to swiftly and effortlessly provide you with the most favorable USDA or FHA loan. Choose one of our three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in MT

The USDA home loan is a government-guaranteed mortgage, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural settings. While FHA loans require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.

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Livingston Lenders
(406) 222-1750 Lender's profile and map Sky Federal Credit Union 111 North B Street, Livingston, MT, 59047 Lends in Montana Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
(406) 585-3800 Lender's profile and map First Security Bank 208 East Main St, Bozeman, MT, 59715 Lends in Montana First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250
(406) 587-3113 Lender's profile and map Prospera Business Network 865 Technology Blvd, Suite A, Bozeman, MT, 59718 Lends in Montana Prospera Business Network is the leading non-profit organization advancing and supporting community-centered economic development in southwest Montana. Our focus is helping people start and grow their business – in turn strengthening our region’s economy and communities. Prospera services are client-focused offering entrepreneurs
(406) 587-5626 Lender's profile and map Bank of Bozeman 875 Harmon Stream Blvd., Bozeman, MT, 59718 Lends in Montana Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
(406) 624-6330 Lender's profile and map GoPrime Mortgage Inc. 2015 Charlotte St, Suite 3, Bozeman, MT, 59718 Lends in Montana "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
(406) 388-4011 Lender's profile and map Thelen Mortgage 11 West Main St, Suite 220, Belgrade, MT, 59714 Lends in Montana Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
(406) 284-3255 Lender's profile and map Manhattan Bank 124 S Broadway, Manhattan, MT, 59741 Lends in Montana Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
(406) 932-5311 Lender's profile and map Citizens Bank & Trust Company 32 Central Avenue North, Harlowton, MT, 59036 Lends in Montana The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
(406) 547-3331 Lender's profile and map Bank of The Rockies 205 West Main Street, White Sulphur Springs, MT, 59645 Lends in Montana We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.