USDA Vs. FHA your options comparison in Columbia-Falls, Flathead County, MT
In the year 2025, the USDA loan limit in Columbia-Falls, within Flathead county, MT, is set at $302,600. In contrast, the FHA limit for a single-family home is $378,350.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's premier USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the most suitable program for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Columbia-Falls, Flathead, MT
Loan Type
Loan Limit
Down Payment
USDA
$302,600
0%
FHA
$378,350
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Columbia-Falls, MT
The objective of Lendersa® is to quickly and seamlessly provide you with the best USDA or FHA loan. Initiate with one of three pathways that connect you to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This loan is only available in rural areas and features the unique advantage of requiring no down payment, unlike FHA loans, which require at least a 3.5% down payment.
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time.
Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
3400 Irvine Blvd, Suite 107, Newport Beach, CA, 92660
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
20151 SW Birch St, Suite 230, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Loanry® is an Interactive Platform & the consumer facing brand. The backend of Loanry is powered by the company’s lead generation platform that connects lenders with consumers looking for personal loans, business loans, & mortgages among other types of loans. Consumers can even shop Loanry's money tools to compare real-time rates
3636 Birch St, Suite 260, Newport Beach, CA, 92660
Spectrum Family of Companies, LLC dba Spectrum Commercial Lending (Spectrum) was started in 2006, formed originally with various partners combining experience from non-profit side of SBA, the brokerage community and banking industry. All partners had experience with SBA loans and they formed Spectrum to provide
1001 Dove Street, Suite 100, Newport Beach, CA, 92660
Prime Pacific Financial is a successful mortgage brokerage firm. Our offices located in Newport Beach support our staff and are designed to fulfill the needs of our customers with convenience, ambiance and professionalism. Prime Pacific Financial was created around a processing, packaging and customer relationship concept.
4590 MacArthur Blvd, 5th Floor, Newport Beach, CA, 92660
We believe that what’s good for our customer is good for us, too. We are allies for our customers advocating for sensible laws and stronger accountability. Integrity filters all of our decisions. When we act in integrity, we build trust by always making the right choice, regardless of circumstance.
23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
"LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties.
We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
