USDA VS FHA in Columbia-Falls, Flathead County, MT
In the year 2025, the USDA loan limit in Columbia-Falls, within Flathead county, MT, is set at $302,600. In contrast, the FHA limit for a single-family home is $378,350.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's premier USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the most suitable program for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Columbia-Falls, Flathead, MT
Loan Type
Loan Limit
Down Payment
USDA
$302,600
0%
FHA
$378,350
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Columbia-Falls, MT
The objective of Lendersa® is to quickly and seamlessly provide you with the best USDA or FHA loan. Initiate with one of three pathways that connect you to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This loan is only available in rural areas and features the unique advantage of requiring no down payment, unlike FHA loans, which require at least a 3.5% down payment.
Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
Utica District Telephone Employees Federal Credit Union
2812 Genesee Street, Utica, NY, 13502
Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
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Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share