USDA Vs. FHA Pro and Con comparison in Kalispell, Flathead County, MT
In 2025, USDA loan limit in Kalispell, county of Flathead, MT is $353,200 while FHA limit is $553,150 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Kalispell, county of Flathead, MT
Loan Type
Loan Limit
Down payment
USDA
$353,200
0%
FHA
$553,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Kalispell, MT
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2331 Honolulu Avenue, Suite E, Montrose, CA, 91020
Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.
As a trusted financial partner, owners find the personal attention, care
The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity, and competence.
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