In 2026, the USDA loan ceiling in Evergreen, which is in the county of Flathead, MT, is $353,200. For a single-family home, the FHA limit is $553,150.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Assess income, credit, financial reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in Alabama for your financial needs.
2026 Loan Limits & Down Payment Requirements in Evergreen, Flathead, MT
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$553,150
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Evergreen, MT
The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Start with one of three approaches to connect with suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. This loan is distinguished from FHA loans, which require at least a 3.5% down payment, whereas the USDA loan requires none.
Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County.
We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
30 5th Street East, Suite 102, Kalispell, MT, 59901
Lends in Montana
At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
Lends in Montana
Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
Park Side is a premier credit union in the state of Montana, with branch locations in Missoula and the Flathead Valley. Here you can find a variety of rewarding positions that make a difference in the lives of others and develop into satisfying career opportunities. Here you can find a variety of loans products..
Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home
