USDA VS FHA in Evergreen, Flathead County, MT

In 2025, the USDA loan ceiling in Evergreen, which is in the county of Flathead, MT, is $353,200. For a single-family home, the FHA limit is $553,150.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Assess income, credit, financial reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in Alabama for your financial needs.

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2025 Loan Limits & Down Payment Requirements in Evergreen, Flathead, MT

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $553,150 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Evergreen, MT

The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Start with one of three approaches to connect with suitable lenders and USDA loan programs.

Outcomes from Lendersa USDA loan request and matches

Understanding the USDA Loan in MT

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. This loan is distinguished from FHA loans, which require at least a 3.5% down payment, whereas the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Citizens Bank of Butte
  • 3220 Harrison Avenue, Butte, MT, 59701
  • First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.
  • NorthWestern Energy Employees FCU
  • 2100 Harrison Avenue, Butte, MT, 59701
  • The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
  • Mile High Federal Credit Union
  • 3410 Monroe Avenue, Butte, MT, 59701
  • Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
  • Butte Community Federal Credit Union
  • 2901 Grand Avenue, Butte, MT, 59701
  • Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
  • The Mortgage Warehouse
  • 13617 East 14th Court, Spokane, WA, 99216
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
  • Universal Funding Corporation
  • 16201 E INDIANA AVE STE 2600, SPOKANE VALLEY, WA, 99216
  • Universal Funding is a financial services company that provides personalized capital funding programs (invoice factoring, accounts receivable financing) to meet your cash flow needs. With over 65 years of combined experience our team has the expert knowledge to help your business grow and succeed.
  • The Private Money Store Inc.
  • 9116 E Sprague Ave, Suite 285, Spokane, WA, 99216
  • The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
  • Old Republic Mortgage
  • 301 N. Union, Suite B, Newport, WA, 99156
  • Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
  • Bitterroot Community Federal Credit Union
  • 218 S Main Street, Darby, MT, 59829
  • Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
  • Catlin Capital, Inc.
  • 1410 N Mullan, Suite 205, Spokane, WA, 99206
  • Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.