USDA Vs. FHA Pro and Con comparison in Whitefish, Flathead County, MT
In 2025, the USDA loan limit for Whitefish in the county of Flathead, MT, is $353,200, whereas the FHA limit for a single-family home is $553,150.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side to help choose the best program for your financial situation in .
2025 Loan Limits & Down Payment Requirements in Whitefish, Flathead, MT
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$553,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Whitefish, MT
At Lendersa®, our goal is to quickly deliver the most advantageous USDA or FHA loan hassle-free. Initiate with one of three approaches that connect you with lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan, is backed by the U.S. Department of Agriculture. It is specifically for rural areas, requiring no down payment in contrast to FHA loans, which require a minimum of 3.5% down.
At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings
4440 Twain Avenue, Suite 101, San Diego, CA, 92120
Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
