In 2026, the USDA loan limit for Whitefish in the county of Flathead, MT, is $353,200, whereas the FHA limit for a single-family home is $553,150.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side to help choose the best program for your financial situation in .
2026 Loan Limits & Down Payment Requirements in Whitefish, Flathead, MT
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$553,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Whitefish, MT
At Lendersa®, our goal is to quickly deliver the most advantageous USDA or FHA loan hassle-free. Initiate with one of three approaches that connect you with lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan, is backed by the U.S. Department of Agriculture. It is specifically for rural areas, requiring no down payment in contrast to FHA loans, which require a minimum of 3.5% down.
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3974 Amboy Road, Suite 302, Staten Island, NY, 10308
"Fidelity First Mortgage has been in business since 1994. We have served the local community by providing a broad range of mortgage loan products for residential, condo, coop, multifamily, mixed use, and commercial properties. We are a small firm. Because of that we provide the highest level of customer service,"
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