USDA VS FHA in Hardin, Big Horn County, MT

As of 2026, the USDA loan limit for a single-family home in Hardin, county of Big Horn, MT is $336,500. Meanwhile, the FHA limit stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the ideal USDA versus FHA rates today, understanding the income, credit, reserves, and necessary documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in suits your financial circumstances best.

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2026 Loan Limits and Downpayment Specifications in Hardin, County of Big Horn, MT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Hardin, MT

At Lendersa®, our aim is to quickly secure the most suitable USDA or FHA loan for you with ease. Begin with one of three paths that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hardin Lenders

  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • Lends in Montana
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo

  • First State Bank of Forsyth
  • 880 Main Street, Forsyth, MT, 59327
  • Lends in Montana
  • We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.

  • Montana Health FCU
  • 3100 2nd Avenue North, Billings, MT, 59101
  • Lends in Montana
  • MHFCU is a compassionate, member-oriented $75 million financial cooperative that provides opportunities for financial health and wealth building to members of the Montana Healthcare community and their families through competitively priced financial services delivered by friendly, reliable, fun service providers using the most advanced technology.

  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Lends in Montana
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.

    Yellowstone Bank was founded by B. M. Harris in 1907

  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • Lends in Montana
  • "We are 'Your Home Town Mortgage Store'
    We shop America's Top Lender for the best real estate home loan, suited to your needs.
    No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"

  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Lends in Montana
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force

  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Lends in Montana
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.