USDA and FHA Pro and Con in Libby, Lincoln County, MT

For 2025, the USDA loan limit in Libby, county of Lincoln, MT is $336,500, whereas for a single-family home under the FHA, it is $472,030.

With the Lendersa® USDA loan calculator, you can easily compare today's best rates for USDA versus FHA loans. Discover what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to help you decide which option suits your financial needs best in .

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2025 Loan Limits and Down Payment Requirements in Libby, County of Lincoln, MT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Libby, MT

At Lendersa®, our mission is to swiftly secure the best USDA or FHA loan for you, with minimal hassle. Choose from three starting points that lead to matching lenders with suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

USDA home loans, known as USDA rural development loans or USDA mortgages, are government-guaranteed by the Department of Agriculture and are exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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