As of 2025, the USDA loan cap in Ahoskie, located in Hertford County, NC, is $336,500. Meanwhile, the FHA ceiling for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's superior USDA versus FHA rates and discern the needed income, credit position, reserves, and documentation for eligibility. This advanced mortgage tool lets you examine USDA, FHA, Conforming, and VA loans side by side, guiding you in picking the ideal program in
Review loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Downpayment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Choose one of three starting pathways to link with lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is guaranteed by the U.S. Department of Agriculture. These loans are specifically for rural areas. Unlike FHA loans that demand at least a 3.5% downpayment, USDA loans require none at all, making them more accessible for qualified borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
