USDA Loan Vs. FHA loan for Ahoskie, NC 2025

As of 2025, the USDA loan cap in Ahoskie, located in Hertford County, NC, is $336,500. Meanwhile, the FHA ceiling for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's superior USDA versus FHA rates and discern the needed income, credit position, reserves, and documentation for eligibility. This advanced mortgage tool lets you examine USDA, FHA, Conforming, and VA loans side by side, guiding you in picking the ideal program in for your financial condition.

Exploring USDA and FHA Loan Options in Ahoskie, NC

Lendersa® aims to secure the best USDA or FHA loan for you promptly and effortlessly. Choose one of three starting pathways to link with lenders and explore USDA loan programs.

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The USDA Loan in NC

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is guaranteed by the U.S. Department of Agriculture. These loans are specifically for rural areas. Unlike FHA loans that demand at least a 3.5% downpayment, USDA loans require none at all, making them more accessible for qualified borrowers.

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(908) 459-4121 Lender's profile and map Reviews First Hope Bank 1301 Hope Bridgeville Road, Hope, NJ, 07844 First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
(740) 992-2136 Lender's profile and map Reviews Farmers Bank and Savings Company 211 West Second Street, Pomeroy, OH, 45769 Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
(412) 269-3080 Lender's profile and map Reviews Clearview Federal Credit Union 8805 University Boulevard, Moon Township, PA, 15108 We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
(718) 266-2204 Lender's profile and map Reviews Consumers Federal Credit Union 425 Neptune Avenue, Brooklyn, NY, 11224 Consumers FCU is a member-owned, not-for-profit, financial cooperative. Consumers FCU is dedicated to providing members with quality financial products and services, delivered in a professional, personal and confidential manner. Serving our members with banking needs since 1965, Consumers is NCUA chartered, insured, and regulated
(800) 663-4220 Lender's profile and map Reviews Omega Financial Services, Inc. 1185 Morris Avenue, Union, NJ, 07083 Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
(973) 337-5950 Lender's profile and map Reviews PLATINUM MORTGAGE, LLC 1915 Morris Avenue, #2, Union, NJ, 7083 At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(718) 720-8600 Lender's profile and map Reviews Tristar Mortgage 711 Forest Ave, Staten Island, NY, 10310 Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
(908) 351-7770 Lender's profile and map Reviews Elizabeth NJ Firemen's Federal Credit Union 411 Irvington Avenue, Elizabeth, NJ, 07208 The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
(973) 539-9898 Lender's profile and map Reviews Heritage Mortgage Banking Corp 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960 Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
(908) 635-2745 Lender's profile and map Reviews BRIDGEWAY MORTGAGE 52 Maple Avenue, Morristown, NJ, 07960 "We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
(864) 366-9602 Lender's profile and map Reviews HopeSouth Credit Union 807 W Greenwood Street, Abbeville, SC, 29620 HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
(864) 366-2158 Lender's profile and map Reviews Abbeville First Bank, SSB 205 S. Main Street, Abbeville, SC, 29620 Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.