In 2026, the USDA loan limit for Windsor, located in Bertie, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Windsor, Bertie, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Windsor, NC
The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three approaches that lead to matching lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
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