USDA Loan Vs. FHA loan for Windsor, NC 2025

In 2025, the USDA loan limit for Windsor, located in Bertie, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program for your financial circumstances in .

Exploring USDA and FHA Loan Options in Windsor, NC

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three approaches that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in NC?

A USDA home loan is supported by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(631) 737-0707 Lender's profile and map Reviews Silver Lining Funding 154-2 Remington Blvd, Ronkonkoma, NY, 11779 We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
2127633770 Lender's profile and map Reviews EC Lending 440 Rte 111 Smithtown NY, Smithtown, NY, 11787 EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
(800) 341-4333 Lender's profile and map Reviews Teachers Federal Credit Union PO Box 9005, Smithtown, NY, 11787 Teachers Federal Credit Union is one of the country’s largest credit unions with $8.7 billion in assets and more than 365, 000 members across all 50 states. Founded on Long Island in 1952, Teachers is a full-service, not-for-profit financial institution that provides members with 32 full-service branches throughout Long Island, Queens and Manhattan
(631) 486-3770 Lender's profile and map Reviews DMN Mortgage Corp 155 East Main Street, Suite 240, Smithtown, NY, 11787 WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
(631) 863-3300 Lender's profile and map Reviews Nations Financial of New York Inc 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787 Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
(888) 660-3033 Lender's profile and map Reviews All Island Mortgage & Funding Corporation 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787 All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
(917) 662-4628 Lender's profile and map Reviews Ownit LLC 180 East Main Street, Suite 206, Smithtown, NY, 11787 Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
(631) 360-0003 Lender's profile and map Reviews BEST RATE CAPITAL INC 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787 BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
(814) 965-4311 Lender's profile and map Reviews PennTech Community Federal Credit Union 409 Center Street, Suite C, Johnsonburg, PA, 15845 PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
(631) 425-1111 Lender's profile and map Reviews Paragon Financial Group Inc 4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY, 11741 We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.
(203) 698-9222 Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.